Call Grace today at 866-481-5550

Personalized Income
Plan Review

Meet our Financial Professionals

Grace Advisory Group

The financial professionals at Grace Advisory Group help Florida families and individuals achieve lifelong financial confidence in their futures. Our client-focused strategies provide effective guidance to help our customers achieve their financial goals.

THE FINANCIAL PROFESSIONALS AT GRACE ADVISORY GROUP

From our full-service offices in Fort Myers, Naples, and Port Charlotte, our financial professionals provide a variety of financial services and strategies customized to meet each client’s specific needs.

The independent structure of our company empowers our professionals to develop financial strategies that are built around our clients’ goals through the use of a variety of insurance and investment products rather than the limited products of any single company.

We specialize in helping people of all ages prepare for the future, which, for most people, begins with their retirements. We know everyone is different. That’s why we sit down with each of our clients to fully grasp their unique situations, purpose and goals for the future.

As some of the area’s most trusted wealth management professionals, we take pride in providing sound advice to help our wealth management clients achieve greater confidence in their retirement strategies. We employ a “teamwork” concept as our staff of financial advisors, legal, tax, accounting and insurance professionals collaborate to combine their knowledge, specialized skills and experience, offering the ideal outcome for our clients.

As a team, we can evaluate your unique financial situation and goals and develop a strategy that can help you live comfortably during your retirement years.

Grace Advisory Group

Leadership

ROBERT E. GRACE JD, CLU, CHFC, CFED®, RFC® - President and Founder

Robert E. Grace
JD, CLU®, CHFC®, CFED®, RFC®

President and Founder

Bob Grace has over 40 years of experience providing estate, retirement and tax planning for individuals and companies. With specialized training by nationally acclaimed financial expert Ed Slott, CPA, Bob is also a Master Elite IRA Advisor®.

As the practice has expanded, Bob has made sure that Grace Advisory Group remains committed to helping individuals establish sophisticated, yet easy-to-understand, solutions for protecting and preserving wealth while minimizing tax exposure. Bob’s training and experience place him among our country’s leading retirement planning experts. Bob worked as a financial planner for a number of years before pursuing a law degree. As a practicing estate planning attorney in the state of Ohio, he specialized in family wealth transfer and tax planning. He expanded upon his experience working with brokers’ clients in two of the nation’s major national financial corporations.

Gulfshore Life recognized Bob several times as a “Five-Star Wealth Manager.” The distinction is only awarded to wealth managers who have scored highest in client-based research conducted by a national, independent research company under the direction of Crescendo Business Services. A maximum of 7 percent of financial professionals in any market area receive this prestigious award. Financial professionals are not able to “buy” their way onto the list, and the distinction is not based on sales volume but on how consumers have evaluated their experience in working with that individual. Fort Myers News-Press readers have named Grace Advisory Group “Best Income & Retirement Planners” numerous times since 2008.

Each Saturday and Sunday, Bob hosts his hourlong radio show, “Retire with Grace.” The program reaches much of Florida, as it airs on radio stations from Marco Island to Orlando/Winter Park.

Bob and his wife, Rose, enjoy an active Florida lifestyle as year-round Fort Myers residents. They spend quality time golfing and yachting. Bob is an active member of the Gulf Harbour Yacht and Country Club.

MEET BOB
chuck-square

CHARLES J. “CHUCK” BROCK II
LUTCF, RFC®

Vice President

Chuck became vice president of Grace Advisory Group in 2011, bringing a wealth of knowledge and experience to the company and to our clients.

He joined with a select group of the world’s leading experts from a variety of industries to co-write the book “More. Better. The World’s Leading Experts Reveal How to Get More Out of Business and Life With Better Results.” Released in March 2013, the book quickly attained best-seller status on Amazon. His newest book, “Transitioning to Retirement – the Myth, the Magic & the Reality,” was published in 2015.

Although he was born in Michigan, Chuck was part of a military family, and his father’s career took them all over the country. They ultimately settled in Texas, where he completed high school and college. He earned his bachelor’s degree in business administration from the University of Texas. Later in his career, Chuck earned a master’s in logistics management.

After his undergraduate studies, Chuck served for seven years on active duty as an army officer in various assignments around the world. Following his time in the service, he spent five years with ALCOA as an area manager, district manager and then sales and marketing manager for the southeast area.

For the past 20 years, Chuck has been providing comprehensive wealth management for affluent individuals and families, with an emphasis on personalized service. He moved to Florida in 1996 to become the Fort Myers branch manager for Prudential.

Prior to joining Grace Advisory Group, Chuck also worked for Merrill Lynch and Morgan Stanley. Among his numerous credentials, he is a Life Underwriter Training Council Fellow and Registered Financial Consultant. Chuck also holds a number of securities licenses and has Florida life, health and variable annuity insurance licenses.

Chuck is an honorary admiral in the Texas Navy and a Kentucky Colonel, both honors awarded by the governors of those states. An active member of the Masons for over 25 years, Chuck is also very involved with the Shriners and served as the director of the Araba Temple in Fort Myers from 2005 to 2008. As a certified PADI Master Diver, he loves to explore the numerous wrecks off the Florida coast.

Chuck and his family live in Estero. His wife, Dayna, is a designer with California Closets; his son, Joey, attends Florida Gulf Coast University; and his daughter, Roshelle, lives abroad in Australia.

MEET Chuck
Grace Advisory Group

Advisory Team

Bill Englehart Photo

William Englehart

Financial Advisor

WILLIAM ENGLEHART  |  Financial Advisor

There are few things more important than securing your financial future. Bill believes being entrusted by others to assist them in this endeavor is a great responsibility and honor. As a licensed investment advisor, he has been fortunate to have done this for family and friends for nearly 20 years while managing his own portfolio for over 40 years.

Living through multiple stock market and interest rate cycles as an investor provides a keen understanding of the balance between risk and return. Bill’s wife of 37 years, Chris, has been by his side for the entire ride, and they have managed to keep their investment car on the rails of the market roller coaster. Like many, the couple is looking at new shared objectives as they move closer to retirement and assume a more defensive position to ensure they don’t exhaust their income from savings.

Bill spent most of his career in corporate America working for Fortune 100 companies. He joined Grace Advisory Group because of his passion for building and protecting wealth and helping others. Working in a “family business” environment, where he can deliver personalized service and custom solutions, is a welcome change from the large corporate “process driven” approach he left behind.

“I’m fortunate to work with a group of highly educated, skilled and compassionate individuals who all strive to make a positive impact on the lives of our clients,” Bill said of the Grace team. “I’m committed to protecting my clients’ lifestyle so they can spend time doing the things they love in retirement, rather than managing and worrying about their investments. Isn’t that what retirement is all about?”

MEET BILL
Bradley Gay

Bradley Gay, CPA

Financial Advisor &
Tax Specialist

BRADLEY GAY |  Financial Advisor & Tax Specialist

Brad has more than 20 years of tax and corporate accounting experience and operated his own tax practice before joining the team at Grace Advisory. He received his bachelor’s degree in accounting from Silver Lake College in Manitowoc, Wisconsin, and is a licensed CPA in Florida and Wisconsin.

Brad looks forward to helping his clients develop tax-efficient income plans to minimize their income tax and achieve a safe and secure retirement.

Brad spent most of his life in Green Bay, Wisconsin, where he became an avid Packers fan. After vacationing on Fort Myers Beach for several years, Brad and his wife, Janet, decided to move to their “paradise” here in Southwest Florida in 2015 so they could escape the brutal Wisconsin winters. They love spending time with their two adult sons and their grandchildren.

Brad enjoys going to football games, golfing, coaching and officiating youth sports, and spending time with his family.

MEET BRAD
DSC_0001_w-150x150-circle

Joshua Storey

Financial Advisor

JOSHUA STOREY  |  FINANCIAL ADVISOR

Joshua has almost a decade of experience in the financial services industry. During that time, he obtained several securities and insurance licenses. After graduating from the University of South Florida with a bachelor’s degree in finance, he spent several years with Merrill Lynch as an investment and banking specialist.

Joshua is enthused by the opportunity to build lasting relationships with his clients to accomplish their financial goals. Besides his focus on retirement planning and income distribution, he is passionate about the importance of financial knowledge among high school and college students.

Joshua was born in Toronto, Canada, and has lived in the Sarasota area since 1991. He is married to his wife, Grace, and has one son, Jaxon. Grace is a Florida native; her family has always taken advantage of the weather here. Joshua considers himself fortunate to raise his family in Southwest Florida and is blessed to be surrounded by family. Together, they enjoy boating, outdoor sporting events, zoos, parks and visiting the Siesta Key beach.

When asked why he joined Grace Advisory Group, Josh stated: “Grace is unique in the financial services industry. We help our clients create a real plan for income distribution. Our relationships are built on a holistic approach – including estate planning and tax efficiency. That’s the foundation I want for my clients.”

 *Investment Advisory Services offered through Grace Capital Management Group, LLC, a Registered Investment Adviser.

MEET Joshua
CHERYL L. CHARBONNEAU CPA, CFP®, CGMA - CFO

Cheryl L. Charbonneau

CPA, CFP®, CGMA

Comptroller & Director of Tax Operations

CHERYL L. CHARBONNEAU, CPA, CFP®, CGMA  |  Director of Tax Operations

Cheryl is not only CFO of Grace Tax Advisory Group but also, in her function as Director of Tax Operations, oversees the comprehensive tax preparation and tax-efficient planning services for our clients.

After earning her bachelor’s degree in business administration and accounting from the University of Vermont, Cheryl became a Certified Public Accountant. Subsequently, she earned the Certified Financial Planner® and Certified Global Management Accountant designations and pursued fifth year graduate studies.

For 25 years, Cheryl worked as a CPA, which included 10 years as a partner in an accounting and wealth management firm in Naples. After obtaining her securities and life, health and annuity licenses, she spent the next several years as a financial planner and investment advisor. In that capacity, she was also able to utilize her accounting, tax and estate planning expertise.

Tired of Vermont winters and attracted by the weather and beaches, Cheryl moved to Southwest Florida in 1992. Born and raised in St. Albans, Vermont, she is the third of nine children.

About her decision to join Grace Advisory Group, Cheryl said, “I saw an opportunity to utilize my accounting and management skills where I can truly make a difference.”

Cheryl has two sons and two grandchildren. In her leisure time, she enjoys traveling, reading, going to the beach and spending time with her grandchildren.

MEET CHERYL
Joe Ferrara, Grace Advisory Group

Joseph Ferrara

Insurance Professional & Long-Tern Care Specialist

JOSEPH FERRARA  |  Insurance Professional

Born in Brooklyn, New York, Joe made the move to South Florida in 1984. His move was the result of his transfer with Eastern Airlines, where he enjoyed 11 years of service. He worked for Eastern at both the management and union levels. Prior to joining Eastern, Joe studied business at Bernard Baruch College in Manhattan.

Following his time in the airline industry, Joe put the skills and experience he gained there into a career in the insurance field in 1989. Since then, he has focused on helping clients with long-term care planning, fixed annuities, life insurance and Medicare supplements. Today, he holds a Certification in Long-Term Care (CLTC) and is a designated professional of the American Association of Long-Term Care Insurance.

For eight years, Joe owned an agency with offices in Boca Raton and Fort Myers, with a number of agent associates under his management. In 2002, he consolidated his business with the Fort Myers location.

“Joining the Grace team is a true privilege,” Joe said. “The team of specialists in insurance, taxation and law work together in a happy, professional atmosphere. Everyone likes to sleep well at night, including clients and financial professionals. Grace Advisory Group affords all of us that luxury!”

Joe’s primary focus is always the well-being and interests of his clients. He works with each client to make sure the plans they put together best meet that individual’s needs.

Joe is devoted to his wife, two daughters, his community and his church. He is a former member of the Rotary Club of South Fort Myers and is vice president of his church’s St. Vincent de Paul Society.

In his spare time, Joe enjoys playing basketball and tennis, exercising and snow skiing. He and his Florida-born wife and daughters always look forward to their annual trip out west.

MEET JOE
Grace Advisory Group

Client Service Team

Jason DeRosa Grace Advisory Group

Jason DeRosa, CFP

Senior Case Manager

JASON DEROSA, CFP  |  Senior Case Manager

Certified Financial Planner Jason DeRosa joined Grace Advisory Group to help our financial advisors provide immaculate client services.

Prior to joining Grace, Jason worked for Morgan Stanley and SunTrust Wealth Management in Naples and on Marco Island.

Jason received his Bachelor of Science in psychology from the University of Florida and his MBA in finance from Florida Gulf Coast University.

He is married to Jill DeRosa and has two children in middle school. A Long Island native, he has been living in Florida for 30 years.

*Investment Advisory Services offered through Grace Capital Management Group, LLC, a Registered Investment Adviser.

MEET JASON
Melissa Ray

Melissa Ray

Senior Case Manager

MELISSA RAY  |  Senior Case Manager

Melissa got her start in the financial world in 2012. With life, health and annuities licenses from the state of Florida, plus her Series 65 Securities license, she works with our new clients and provides ongoing support for our clients’ needs.

Melissa has a passion for helping others. Before leaving the cold of Indiana for the white sandy beaches of Florida in 2010, she gained an extensive customer service background that extended to retail, retirement communities and even the operating room.

She first moved to Panama City Beach, where she got her start in retirement planning. After four years in Panama City, she was recruited by Bob Grace to join the Grace family in Southwest Florida.

Melissa was born in Indiana and has three siblings who have become her best friends. She loves spoiling her nieces and nephew. On weekends, she enjoys painting, riding her bike, walking, working out, relaxing on the beach and traveling.

She tries to live by her two favorite quotes every day. “Be the reason someone smiles today” and Mother Teresa’s words: “Never worry about the numbers. Help one person at a time, and always start with the person nearest you.”

*Investment Advisory Services offered through Grace Capital Management Group, LLC, a Registered Investment Adviser.

MEET MELISSA
Grace Advisory Group

Administrative Staff

DONNA SCOTT - Office Administrator

Donna Scott

Office Administrator

DONNA SCOTT  |  Office Administrator

Donna is leading our administrative team. In addition, she is one of our VIPs — very important professionals — when it comes to greeting our clients and guests.

Born in Illinois and raised in Portage, Indiana, Donna is a graduate of Purdue University and comes from a successful career in finance and banking. Among her many achievements is working as an instructor for the American Banking Association.

In 2006, she and her husband of 37 years purchased a condo in Florida. Not enjoying having to start a snow blower three times a week for three months (42 times!) each year, she couldn’t resist paradise any longer and moved to Fort Myers in 2014.

When asked to describe what appeals to her about being part of the Grace family, Donna said, “Grace Advisory Group provided the opportunity to work in a professional environment with individuals who truly care about each other and being a true team to accomplish providing products and services that genuinely benefit their clients.”

Donna is proud of her son, daughter and five grandchildren. She enjoys playing golf and reading a good book.

MEET DONNA
JAMIE JOHNSTON - Client Service Associate

Jamie Johnston

Client Service Associate

JAMIE JOHNSTON  |  Client Service Associate

Jamie provides a genuine commitment to building successful and long-lasting client partnerships while offering one-on-one custom fit services.

Jamie joined the Grace family in December 2014 to assist the tax division. She was impressed by the firm’s professional demeanor toward clients and the warm, welcoming atmosphere. It was then she knew this was where she would build her new career.

In talking about joining Grace Capital Management Group, Jamie said: “It is a privilege being part of such a dedicated team that offers expert direction, integrity and respect, without sacrificing the best interests of our clients. Being able to help individuals to the depth that we do is a very fulfilling career opportunity! I look forward to growing in my career and eventually retiring with Grace!”

She began her career in late 2004 with Manpower Group, a world leader in workforce solutions, as a staffing consultant. She eventually earned her way to branch manager, where she transformed a small struggling office into an office that employed over 225 employees. After 10 years with Manpower, Jamie relocated to Estero, Florida, with her husband to follow her dreams of building another successful career here in paradise. However, Jamie remains a devoted Green Bay Packer and Wisconsin Badger fan!

MEET JAMIE
Keri Capeti 20170817

Kerri Capeti

Executive Assistant

KERRI CAPETI  |  Executive Assistant

Kerri joins Grace Advisory Group with over 13 years of experience in the financial services industry, covering all aspects of retirement planning and wealth management while assisting top executives and senior advisors. Most recently, she was an Executive Assistant with Prairie Companies LLC in Minnesota.

Helping people is what Kerri loves most in life. It’s extremely rewarding and her driving force in joining the Grace Advisory family.

She was born and raised in beautiful Minnesota with her three older brothers and amazing parents who just celebrated their 50th wedding anniversary. Kerri attended both the Minnesota School of Business and Wisconsin Indianhead Technical College from 1991 to 1996.

In January 2016, Kerri packed up and moved from the frozen tundra to the sunshine state.

In her free time, Kerri enjoys spending time at the beach with her significant other, Adam. She also enjoys reading, fishing, boating, biking, hiking and volunteering. She’s an active volunteer with HOPE 4 Youth, Women of Faith and World Vision.

MEET KERRI
Erin Welch 20170817

Erin Welch

Client Service Associate

ERIN WELCH  |  Client Service Associate

On the dirt paths lined with trees and powerlines, a little girl in ponytails rode her bike, bumping along the way. Today, that same girl drives on the same path, now Summerlin Road, to the place she calls her second home, Grace Advisory Group.

Erin was born and raised in Fort Myers and spent the first part of her career after college in the real estate industry. For over 15 years, she owned and operated her own mortgage company as well as going on to become a real estate agent and real estate investor in an up-and-down market. Erin obtained her life, health and annuities license in 2010 and began a career in the insurance arena. Erin works hard to allow her clients peace of mind and protection of their families.

“I found a great group of people that help create a strong path to preserving the client’s cash-flow and giving them a legacy to carry on for generations to come, this is what I found in Grace,” she said.

Although the days of riding bikes and climbing trees are gone, Erin finds joy in playing golf and spending time with family and friends. She also enjoys working with various charities to give back to the wonderful town that she grew up in.

“I just love this town, this is my home; and Grace Advisory Group is a part of that,” Erin said.

MEET ERIN
GIULIA RAMSEY-KENNEY - Marketing Associate

Giulia Ramsey

Director of Marketing & Events

GIULIA RAMSEY  |  Director of Marketing & Events

Giulia leads Grace Advisory Group’s marketing department with results-oriented, “out-of-the-box” thinking to support our financial professionals with effective traditional and digital marketing strategies.

With two decades of experience in marketing planning and operations, branding, and public relations, Giulia is serious about both creativity and achieving results. Her marketing experience includes working with start-up and established marketing and public relations agencies, national corporations, nonprofits, and government agencies. Before running her own marketing firm, she owned and operated the first sushi bar in Leipzig, Germany.

Giulia moved to Southwest Florida in 1999 to raise her two daughters in flip-flops. Passionate about a sustainable environment, healthy food, and modern art, she divides her spare time between her backyard and the yoga studio. Giulia is a proud member of the Fort Myers Women Community Club. As a board member of The Laboratory Theater of Florida, she supports our growing local theater community.

MEET GIULIA
 

Download Now!